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Frequently Asked Questions

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The eligibility criteria depend on the type of credit product you are seeking and the lender's guidelines. Typically, financial institutions assess factors including credit score, income, employment status, and repayment capability. Specific document requirements will be communicated to you during the application process.

Your Bureau score from CIBIL/Equifax/Experian/CRIF, ranging from 300 to 900, reflects your credit behavior and health. Generally, a score above 700 is considered good. A higher credit score increases your likelihood of qualifying for a loan or credit card.

The documents needed can vary based on the type of credit product (Credit Card, Personal Loan, Business Loan, Micro Loan) and the lender's criteria. Typically, you'll be asked for proof of identity (such as an Aadhar card or PAN card, proof of address, income documents (such as salary slips or income tax returns), and bank statements. During the application process, specific document requirements will be communicated to you.

While there are no fees for using CredNow, there might be processing fees or service charges depending on the specific credit product you apply for. For detailed information, review the terms and conditions provided by the banks or lenders on CredNow.

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