A credit score of 700 and above is preferred. However, different issuers may have varying requirements, and a higher credit score can enhance approval chances for premium credit cards.

The best low-interest credit card depends on your credit profile and needs. Top options include SBI's SimplySAVE Card, HDFC's Platinum Edge Card, and ICICI Bank's Platinum Chip Card. Comparisons can be made on CredNow to find the lowest rates.

The best travel credit card depends on your travel habits and preferences, with popular options including specific bank's Travel Cards and Miles Cards, offering benefits like travel insurance, lounge access, and accelerated mile earning.

To find the best credit card, consider your spending habits, credit score, and financial goals. Use CredNow's comparison tool to evaluate different cards based on rewards, fees, and benefits that align with your needs.

Many issuers offer instant approval decisions online. However, it may take a few days for a final decision, especially if additional information is required.

Yes, there are credit cards designed for individuals with lower credit scores, which may include secured credit cards or cards with higher interest rates. CredNow can help find options suited to your credit profile.

No, CredNow's credit card comparison and application services are completely free for users.

Your credit limit is the maximum amount you can charge to your credit card. This limit is determined by the bank based on factors like your credit score, credit history, and repayment behavior. Avoid frequently reaching or exceeding your credit limit to maintain a good credit score.

Travel credit cards offer various benefits such as airline mile accrual, airport lounge access, special discounts on travel bookings, and sometimes even travel insurance. The best card for you will depend on how often you travel and what kind of travel benefits you value most.

A credit card statement provides a detailed summary of all your credit card transactions within a billing cycle. It includes purchases, payments, credits, and any applicable charges. The statement also lists important information like your credit limit, total amount due, payment due date, and minimum payment required.

The credit utilization ratio measures the amount of credit you've used relative to your total credit limit. For example, if your credit limit is Rs. 1 Lakh and you've spent Rs. 28,000, your credit utilization ratio is 28%. It's recommended to keep this ratio around 30% across all your credit cards to maintain a healthy credit score.

The minimum due on your credit card is the smallest amount you need to pay by the due date to keep your account in good standing. Typically, this amount is 5% of your outstanding balance.

To ensure your credit card remains secure, never share your card details such as the card number, expiration date, CVV, PIN, or OTPs with anyone. Regularly monitor your card transactions and immediately report any suspicious or unauthorized activity. If your card is lost or stolen, notify your card issuer right away.